Role Overview
Broco is building the financial infrastructure of Francophone Africa — starting where money already flows: merchants, delivery riders, cash agents, delivery networks, and supply chains. We are seeking a highly skilled Head of Risk & Compliance to lead our risk management and compliance strategy across the region.
Key Responsibilities
- Develop and implement a comprehensive risk management framework tailored to the unique challenges of fintech in emerging markets.
- Ensure full compliance with local and international regulatory requirements, including AML/CFT, data protection, and consumer protection laws.
- Lead the design and execution of risk assessment processes, including operational, credit, liquidity, and reputational risks.
- Oversee the compliance monitoring program, including transaction monitoring, sanctions screening, and suspicious activity reporting.
- Advise the executive team on regulatory changes and their impact on business operations and strategic initiatives.
- Collaborate with product, engineering, and business teams to embed risk and compliance considerations into product design and customer journeys.
- Manage relationships with regulators, external auditors, and legal counsel.
- Develop and deliver training programs to build a strong risk and compliance culture across the organization.
- Prepare and present risk and compliance reports to the board and relevant committees.
Qualifications
Required
- Bachelor's degree in Law, Finance, Business Administration, or a related field. Advanced degree (MBA, LLM, or similar) preferred.
- Minimum of 8 years of progressive experience in risk management, compliance, or a related field, with at least 3 years in a leadership role.
- Deep knowledge of regulatory frameworks in Francophone Africa, particularly in Algeria, Morocco, Tunisia, and Côte d'Ivoire.
- Proven track record of designing and implementing risk management and compliance programs in fintech, banking, or financial services.
- Strong analytical, problem-solving, and decision-making skills.
- Excellent communication and interpersonal abilities, with fluency in French and English. Arabic is a plus.
- Ability to work in a fast-paced, high-growth environment with a hands-on approach.
Preferred
- Experience in a startup or scale-up environment.
- Professional certifications such as CRISC, CAMS, CISSP, or equivalent.
- Experience in digital payments, mobile money, or e-commerce.
What Makes This Role Unique
This is not a traditional risk & compliance role — it is an opportunity to build the risk & compliance function from the ground up in a company that is reshaping financial access in Francophone Africa. You will have direct impact on strategic decisions, work alongside a driven team, and see your work translate into real-world financial inclusion.